05-05-2018 JUNIOR CLERK,CO-OPERATIVE SERVICE EXAM BOARD,EXAM

JUNIOR CLERK,CO-OPERATIVE SERVICE EXAM BOARD

EXAM DATE:05-05-2018

ONLINE EXAM PRACTICE NOW

I.Choose the correct form of verb given in brackets.

1.One of the students(enter)the class

A.Enter

B.Enters

C.Are entering

D.Were entering

Ans:B

2.They(speak)in English.

A.Speak

B.Speak

C.Spoken

D.None

Ans:A

3.We(have)an English class yesterday.

A.Have

B.Are having

C.Had

D.None

Ans:C

4.The building(go)to be opened now.

A.Will go

B.Goes

C.Will be going

D.Is going

Ans:D

5.She said that she(meet)the teacher accidently.

A.Met

B.Meets

C.Had met

D.Will meet

Ans:C

II.Pick out one word from the following:

6.A stage of no government in a country.

A.Autocracy

B.Anarchy

C.Despotism

D.Mobocracy

Ans:B

7.Dead body of a human being.

A.Corps

B.Cadaver

C.Corporeal

D.None

Ans:B

III.Select synonym from the following words.

8.Quench

A.Little

B.Good

C.Satisfy

D.Avoid

Ans:C

9.Universal

A.Common

B.Particular

C.Limited

D.Simple

Ans:A

IV.Choose antonym from the following.

10.Mandatory

A.Essential

B.Optional

C.Noticing

D.Attentive

Ans:B

11.Input

A.Outside

B.Out set

C.Out put

D.Out run

Ans:C

V.Choose meaning from the following.

12.In lieu of

A.For want of

B.Instead of

C.In the name of

D.In view of

Ans:B

13.Achilles heel

A.Way to improve

B.Weakness

C.The one and only thing

D.Reason for failure

Ans:B

14.To call a spade a spade.

A.To speak very openly

B.Speak

C.Limit

D.To do justice

Ans:A

VI.Choose the meaning for confused words.

15.Accede

A.Adopt

B.Allow

C.Take into account

D.Agree to a proposal
Ans:D

16.Exceed

A.To go beyond

B.Going ahead

C.Neglect

D.No rule

Ans:A

VII.Choose correct prepositions.

17.He prefers tea---------coffee.

A.than

B.unto

C.to

D.from

Ans:C

18.He is absent----------the class.

A.in

B.of

C.from

D.During

Ans:C

VIII.Choose the noun form from the following words.

19.Advise

A.Advising

B.Advise

C.Advice

D.Advisory

Ans:C

20.Compete

A.Competion

B.Competition

C.Competing

D.Compete

Ans:B

21.Who is the first Indian to pass ICS?

A.Sathyandra Nath Tagore

B.Subhas Chandra Bose

C.Surendra Nath Banerjee

D.Pt.Madaria Mohan Malavya

Ans:A

22.Who is the first President of Constituent Assembly?

A.Pt.Jawaharlal nehru

B.Dr.Rajendra Prasad

C.Moulana Abul Kalam Azad

D.Sardar Vallathol Patel

Ans:B

23.Which is the longest Railway Platform in India?

A.Gorakhpur(U.P)

B.Chaathrapathi Shivaji(Bombay)

C.Chennai Central(Tamil Nadu)

D.Ludhiyana(Punjab)

Ans:A

24.Which one of the following is not an endocrine gland?

A.Pituitary Gland

B.Thyroid Gland

C.Digestive Gland

D.Parathyroid Gland

Ans:C

25.Rickets is a disease caused by the deficiency of
A.Vitamin A

B.Vitamin B

C.Vitamin C

D.Vitamin D

Ans:D

26.Who invented Mobile Phone?

A.Pascal(France)

B.David Hughes(U.S.A)

C.Z.Jansen(Netherlands)

D.Martin Cooper(U.S.A)

Ans:D

27.Tomato is rich in

A.Oxalic Acid

B.Citric Acid

C.Tartaric Acid

D.Maleic Acid

Ans:A

28.--------------is responsible for green colour in fire works.

A.Cesium

B.Yellow phosphorous

C.Chlorine

D.Barium

Ans:D

29.The Banking Regulation Act was passed in the  year.

A.1948

B.1949

C.1950

D.1951

Ans:B

30.-------------is the rate at which Commercial Banks borrow money from RBI is called

A.Repo rate

B.Reverse Repo Rate

C.CRR(Cash Reserve Ratio)

D.SLR(Statutory Liquidity Ratio)

Ans:A

31.Committee on the functions  of the constituent Assembly was headed by

A.J.B.Kripalani

B.K.M.Munshi

C.B.Pattabhi Staramayya

D.G.V.Mavalankar

Ans:D

32.Which of the following is not one among the wonders of Ancient world?

A.Statue of Jupiter in Olympia

B.Light house of Alexandra

C.Great wall of China

D.Pyramids of Egypt

Ans:C

33.Which country is known as the ‘Cockpit’of Europe?

A.Belgium

B.Netherlands

C.Luxumburg

D.Portugal

Ans:A

34.What is the present name of Rhodesia?

A.Botswana

B.Zambia

C.Zaire

D.Zimbabwe

Ans:D

35.Which country has the largest coast line in the world?

A.Russia

B.Canada

C.U.S.A

D.Brazil

Ans:B

36.When India gets freedom in 1947 who was the President of Indian National Congress?

A.Moulana Abul Kalam Azad

B.Sir Sankaran Nair

C.Pt.Jawaharlal Nehru

D.Pattabhi Sitaramayya

Ans:No answer

37.Airforce Academy is situated in

A.Thambaram(Chennai)

B.Bengaluru(Karnataka)

C.Dundigal(Telangana)

D.Palam(Delhi)

Ans:C

38.The Foreign Leader who attended the 1^st Republic Day Parade at Delhi was

A.President Nassar of Egypt

B.President Sukkarno of Indonesia

C.Marshal Titto of Yogoslavia

D.President Roosvelt of U.S.A

Ans:B

39.The Longest National High way in India.

A.NH 7

B.NH 17

C.NH 22

D.NH 44

Ans:D

40.Moti Masjid in Delhi Fort was founded by the Mughal Emperor

A.Akbar

B.Jehangir

C.Shajehan

D.Aurangzeb

Ans:D

41.Select related letters from the given alternatives.

PNLJ:IGEC:VTRP:?

A.RSTU

B.QOMK

C.RPOM

D.QSRC

Ans:B

42.In a class,Krishna is ranked 8^th from the top and 48^th from the bottom.How many students are there in the class?

A.56

B.55

C.57

D.None of the above

Ans:B

Read the following information carefully and answer the questions 43 to 47 given below.

A.Five gentleman Ajay,Bijay,Vinay,Sanjay and Akshay are practicing five different professions(Engineering,Medical,Law,Chartered Accountancy and Architecture).Each one can play only one of the five different instruments:Tabla,Violin,Sarod,Sitar and Flute).

B.Ajay is a doctor and can play Sarod

C.The Sitarist is not engineer

D.Vinay and Bijay are not Architects and Vinay cannot play Tbla

E.Bijay can play violin

F.Akshay is a Lawyer and can play flute

43.Which instrument does Vinay play?

A.Sarod

B.Sitar

C.Violin

D.Flute

Ans:B

44.What is the profession of Bijay?

A.Architect

B.Doctor

C.Lawyer

D.Engineer

Ans:D

45.Who as an architect?

A.Ajay

B.Akshay

C.Bijay

D.Sanjay

Ans:D

46.What is the profession of Vinay?

A.Doctor

B.Engineer

C.Lawyer

D.Chartered Accountant

Ans:D

47.Which instrument can Doctor learn from the Architect?

A.Flute

B.Sitar

C.Tabla

D.Sarod

Ans:C

48.Choose the correct one to complete the series.

BDF,CFI,EIM

A.KPS

B.RVZ

C.AEH

D.HMR

Ans:D

49.Find the day of the week on 16^th July 1776

A.Wednesday

B.Tuesday

C.Friday

D.Saturday

Ans:B

50.If Gulp:Drink::Rush:?

A.Hop

B.GO

C.Run

D.Jump

Ans:C

51.If CAT is coded as 24,what will be code number of RAT?

A.28

B.35

C.39

D.None of the above

Ans:C

Directions(Qs.52-55):Select the one which is different from the other three responses.

52.A)Urdu

B)Gujarati

C)Hindi

D)Sindhi

Ans:A

53.A)Fable

B)Anecdote

C)Story

D)Poem

Ans:D

54.A)Adjourn

B.Defer

C.Postpone

D.Cancel

Ans:D

55.A)9545

B)7647

C)7859

D)8432

Ans:B

56.If two days before yesterday is Monday,what will be the day of the week 3 days after day after tomorrow.

A.Wednesday

B.Saturday

C.Thursday

D.Friday

Ans:C

In the questions(57-58)given below,there is a series of letters which follow a pattern.Which among the following choices follow the same pattern:

57.LRX,DJP,VBH,NTZ.

A.ELS

B.FMR

C.GKS

D.FLR

Ans:D

58.AEIO,UEOA,IAOE,UOIE

A.AEIO

B.AIAE

C.AAAA

D.None of these

Ans:C

59.’OBJECT’is related to SHADOW in the same way as’WORD’is related to

A.Books

B.Meaning

C.Language

D.Grammar

Ans:B

60.If 6x4=13,7*5=20,5*8=21,then 5*7=?

A.20

B.18

C.24

D.35

Ans:No answer

61.Which is the first Co-operative Society in India?

A.Panchavar Co-operative Society

B.Kannambra Service Society

C.Triplicane Urban Co-operative Society

D.Koduvayoor Urban Co-operative Bank

Ans:C

62.Under crop loan system the scale of finance is calculated by:

A.Technical Committee

B.PACS

C.NABARD

D.KSCB

Ans:A

63.The area of operation of PCARDB is confined to

A.One district

B.One taluk

C.One block

D.One panchayath

Ans:B

64.Price fluctuation fund is created by--------------Co-operative Societies.

A.Labour contract

B.Credit

C.Marketing

D.Industrial

Ans:C

65.Kerajam is a product of
A.Marketfed

B.Rubbermark

C.Rubco

D.Raidco

Ans:A

66.In APCOS the value of milk is calculated on ---------in the milk

A.Fat

B.Fat and SNF

C.Fat and Sugar

D.SNF and Sugar

Ans:B

67.Head quarters of Coir Board is at

A.Kollam

B.Cochin

C.Bangalore

D.Alappuzha

Ans:B

68.Which among the following is a Co-operative Society?

A.NCDC

B.NDDB

C.Hantex

D.State Co-operative Union

Ans:C

69.Periyar mixture is a product of

A.Marketfed

B.Rubbermark

C.Kerafed

D.Rubco

Ans:B

70.Double Compartmental system relates to

A.Marketing Societies

B.Credit Societies

C.Consumer Societies

D.Industrial Societies

Ans:C

71.The book”The law and Prinicples of Co-operation”is written by

A.D.R.Gadgil

B.Nehru

C.H.Calvert

D.B.Sivaraman

Ans:C

72.The folk high school was originated in

A.Japan

B.Denmark

C.Israel

D.England

Ans:B

73.CHF in Canada is related to ------------Societies.

A.Housing

B.Consumer

C.Credit

D.Fisheries

Ans:A

74.The National Rural Infrastructure Development Fund was set up with

A.SBI

B.RBI

C.NABARD

D.IDBI

Ans:C

75.8^th Kerala Co-operative Congress was held at

A.Kottayam

B.Ernakulam

C.Thrissur

D.kannur

Ans:D

76.Headquarters of IFFCO is at

A.Gujarat

B.New Delhi

C.Mumbai

D.Kerala

Ans:B

77.Anand is a place in ‘Kaira’district of ---------State.

A.Rajasthan

B.Bihar

C.Gujarat

D.West Bengal

Ans:C

78.----------is the home land of Labour Contract Co-operative Society.

A.Italy

B.Sweden

C.England

D.America

Ans:A

79.--------------was the Chairman of Committee on Model Co-operative Societies Act.

A.Narasimham

B.Brahmaprakash

C.A.M.Khusru

D.Venkittapai

Ans:B

80.----------is the President of SPCS.

A.M.T.Vasudevan Nair

B.Ezhacheri Ramachandran

C.Sivaraman Cheriyanadu

D.Purushan Kadalundi

Ans:B

81.The Chief Promoter shall convene the first general body meeting within ----------from the date of registration of a Society.

A.One month

B.Two month

C.Three months

D.Four months

Ans:C

82.The proposal to the registration of amendment of byelaw shall be signed by secretary and --------members of the committee.

A.Two

B.Three

C.Five

D.Seven

Ans:A

83.Any Society refuses to issue identify card to any member the aggrieved person may appeal to the ---------within fifteen days from the date of receipt of the order of refusal.

A.Secretary

B.Registrar

C.President

D.Returning Officer

Ans:B

84.State Co-operative Election Commission is Constituted as Section-------------of the KCS Act.

A.28 A

B.28 AB

C.28 AA

D.28 B

Ans:D

85.The number of members in the Managing Committee of Primary Co-operative Societies shall not be less than--------and shall not exceed---------as per KCS Act.

A.7-13

B.7-15

C.5-10

D.7-21

Ans:B

86.Which Section of KCS Act empower the Government to exempt any Co-operative Societies from payment of certain taxes,fees and duties?

A.35

B.38

C.39

D.40

Ans:D

87.Name the fund established for meeting the loan liability of those members who have availed loans from Co-operative Societies and died within the repayment period of such loans.

A.Risk fund

B.Reserve fund

C.Member Relief Fund

D.Common good fund

Ans:A

88.Except Societies which are permitted to issue Long term loans and Societies with unlimied liabilities shall not grand loans for periods exceeding ---------months.

A.60

B.90

C.120
D.30

Ans:C

89.Among the following persons who have no power to convene General Body of a Co-operative Society.

A.Enquiry Officer

B.Administrator

C.Liquidator

D.Returning Officer

Ans:D

90.The final voters of a Society shall be published with in --------days prior to the date fixed for poll.

A.25

B.20

C.15

D.30

Ans:B

91.Co-operative Societies which are not coming under the purview of B.R.Act shall maintain fluid resources as per---------of KCS Act.

A.Sec.63

B.Rule 63

C.Sec.62

D.Rule 64

Ans:B

92.Which Section of the KCS Act empowers the Registrar to issue direction to the committee of the society to suspend its officers?

A.66 A

B.68 A

C.66 B

D.66 C

Ans:C

93.As per Section---------of KCS Act Government appointed a Vigilance Officer.

A.66 A

B.68 A

C.69 A

D.70 A

Ans:B

94.Who shall constitute Co-operative Arbitration Courts in Kerala?

A.Registrar

B.State Co-operative Union

C.State Government

D.Central Govt.

Ans:C

95.The liquidator shall complete the liquidation proceeding within a period of---------years from the date of appointment.

A.Two

B.Three

C.Four

D.Five

Ans:B

96.To whom an appeal shall lie against an order made by Registrar Under Sec.71 directing the winding up of a Society?

A.Tribunal

B.Government

C.Arbitration Court

D.Governor

Ans:B

97.State Co-operative Union,Kerala is a

A.Apex Society
B.Central Society

C.Federal Society

D.Statutory Body

Ans:D

98.Any dispute relating to the election to the circle Co-operative Union shall be referred to the

A.Government

B.Registrar

C.Tribunal

D.Co-operative Arbitration Court

Ans:B

99.As per Rule-------of the KCS Act Registrar have power to rescind any resolution of any meeting of any society if it ultravires of the object of the society or against the provision of the Act,Rules or Byelaws.

A.170
B.176

C.177

D.178

Ans:B

100.Power to make rule by Govt.is specified in Section---------of KCS Act of 1969.

A.98

B.108

C.109

D.110

Ans:C

101.Debit note is prepared in connection with

A.Sales return

B.Return outwards

C.Purchase book

D.None of these

Ans:B

102.Interest on capital is credited in the -------------account.

A.Interest

B.Profit and Loss a/c

C.Capital a/c

D.Drawing a/c

Ans:C

103.Normally-----------does not appear in the trial balance.

A.Loan from bank

B.Closing stock

C.Cash in hand

D.Patent

Ans:B

104.Undistributed profit is a

A.Liability

B.Asset

C.Profit

D.Contingent liability

Ans:A

105.Income received in advance is

A.Profit

B.Income

C.Expense

D.Liability

Ans:D

106.Receipts and payments account is

A.Real

B.Personal

C.Nominal

D.None of these

Ans:A

107.-------------is an example of wasting assets

A.Loose tools

B.Copy right

C.Patent

D.Oil wells

Ans:D

108.A bill before acceptance is called

A.Draft

B.Cheque

C.Pronote

D.Bill

Ans:A

109.Out flow of money is a

A.Revenue

B.Expense

C.Profit

D.None of these

Ans:D

110.Under diminishing balance method depreciation is calculated on the

A.Origianl Cost

B.Book Value

C.Cost Price

D.Market Value

Ans:B

111.-----------is the difference between sales and cost of goods sold.

A.Closing stock

B.Net purchases

C.Gross profit

D.Net profit

Ans:C

112.Credit balance in the bank account indicates

A.Cash in hand

B.Amount receivable from bank

C.Amount payable to the bank

D.None of these

Ans:C

113.Current ratio shows the -------of a business concern.

A.Solvency position

B.Liquidity position

C.Financial position

D.None of these

Ans:B

114.One sided errors are rectified with the help of

A.Suspense account

B.Trial balance

C.Capital a/c

D.Drawing a/c

Ans:A

115.Sales day book is used for recording

A.Credit purchases

B.Cash sales

C.Credit sales

D.Credit sales of goods

Ans:D

116.Change in the value of current asset is

A.Loss

B.Profit

C.Depreciation

D.Fluctuation

Ans:D

117.Indirect expense is a part of

A.Price cost

B.Overhead

C.Direct cost

D.None of these

Ans:B

118.Find the odd one out.

A.Cash

B.Furniture

C.Building

D.Machinery

Ans:A

119.Receipts and Disbursement statement of a Co-operative Society is prepared from

A.Day book

B.Cash book

C.General ledger

D.None of these

Ans:C

120.Computers purchased from  QRS is recorded in the

A.Purchase day book

B.Cash book

C.Journal proper

D.None of these

Ans:C

121.The cost of contacting a new customer is-----------serving an existing customer.

A.Much lower than

B.Equal to

C.Much higher than

D.None of the above

Ans:C

122.The Credit information Act was passed in

A.April 2002

B.May 2005

C.June 2004

D.April 2003

Ans:B

123.A joint Liability Group consists of ---------individuals.

A.4-10

B.10-15

C.15-20

D.20-25

Ans:A

124.The Incorporation,regulation and winding up of Co-operative Banks are governed by

A.B.R.Act,1949(AACS)

B.N.I.Act,1881

C.R.B.I.Act,1935

D.State Co-operative Societies Act

Ans:D

125.KYC policy consists of customer acceptance policy,customer identification procedure,monitoring of transactions and

A.Customer service

B.Customer delight

C.Banker customer relationship

D.Risk mangement

Ans:A

126.Provision made for NPA is

A.Risk cost

B.Transaction cost

C.Financial cost

D.Equity cost

Ans:A

127.Which of the following is not a constituent of financial statements?

A.Trading account

B.Fluid resource register

C.Profit and Loss  Account

D.Receipt and Disbursement statement

Ans:B

128.In the case of a safe deposit locker the banker customer relationship is

A.Bailee-Bailer

B.Bailer-Bailee

C.Lessor-Lessee

D.Lessee-Lessor

Ans:C

129.The limitation period for a mortgage is

A.3 years

B.12 years

C.15 years

D.30 years

Ans:B

130.Civil death means

A.The party is absent continuosly for seven years and whereabouts are not known

B.A person is declared as insolvent

C.A person has become insane

D.All of the above

Ans:A

131.-------will settle the grievances of customers of the banks.

A.Bank management

B.Government

C.Banking ombudsman

D.Lead Bank Manager

Ans:C

132.----------------operation refer to buying and selling of eligible securities by the Central Bank in money and capital market.

A.Open market

B.Discount selling

C.Monetary selling

D.All of these

Ans:A

133.If there is economic deflation bank rate will be

A.Increased

B.Maintained

C.Reversed

D.Lowered

Ans:D

134.Sec.15 of Negotiable instruments Act deals with

A.Crossing

B.Holder

C.Endorsement

D.Payment

Ans:C

135.The headquarters of World Bank is at

A.Geneva

B.Washington DC

C.Mumbai

D.Manila

Ans:B

136.Banking is defined in the

A.Negotiable instruments Act

B.Banking Regulation Act,1949

C.Contract Act

D.RBI Act

Ans:B

137.--------------regulates the money circulation in India

A.Govt.of India

B.Finance Ministry

C.RBI

D.Commercial Banks

Ans:C

138. A cheque bearing a date later than the date of issue is

A.Postdated cheque

B.Duly dated cheque

C.Anti-dated cheque

D.None of these

Ans:A

139.----------is essential for special crossing

A.Two parallel transverse lines

B.Name of a banker

C.Not negotiable

D.Not transferable

Ans:B

140.Deposit made by foreign banks in Indian Rupees in Indian Banks are called

A.Nostro Account

B.Loro Account

C.NR(Ordinary)Account

D.Vostro Account

Ans:D

141.Secondary objective of audit

A.Detection of errors

B.Detection of frauds

C.Prevention of frauds

D.All of these

Ans:D

142.Where a transaction has not been recorded in the books of accounts either wholly or partially,such errors are known as

A.Errors of omission

B.Errors of duplication

C.Errors of principle

D.Errors of compensation

Ans:A

143.Select odd one out

A.Continuous audit

B.Final audit

C.Test Audit

D.Partial audit

Ans:C

144.Bills receivable are connectd with

A.Current asset

B.Fixed asset

C.Wasting asset

D.Intangible asset

Ans:A

145.Which is not a method of providing depreciation?

A.Diminishing Balance Method

B.Straight Line Method

C.Revaluation Method

D.First in First Out Method

Ans:D

146.Which of the following is not coming under annual physical verification of stocks?

A.Cash

B.Pledge Jewels

C.Furniture

D.Land

Ans:D

147.Select correct answer under”the societies are fully exempted from the payment of audit fees”

A.All type of Societies for the first year of audit

B.Marketing Societies

C.Vanitha Societies

D.Service Co-operative Societies

Ans:A

148.In which of the bank did financial fraud around of 11,000 crores of rupees occurred recently?

A.State Co-operative Bank

B.Punjab National Bank

C.District Co-operative Bank

D.None of these

Ans:B

149.Non-trading Co-operative institution prepare

A.Income and Expenditure A/c,Balance Sheet

B.Profit and Loss A/c,Balance Sheet

C.Trading A/c,Balance Sheet

D.All of them

Ans:B

150.After preparation of Profit and Loss A/c there is not loss of Rs.1,00,000.This amount is transferred to

A.Liability side of Balance Sheet

B.Asset side of Balance Sheet

C.Debit side of Profit and Loss Account

D.None of these

Ans:B

151.Find odd one out

A.Internal check

B.Internal control

C.Internal audit

D.External audit

Ans:D

152.District Co-operative Bank Charged Rs.1,000/- as bank charges to the Bank A/c of the Vanitha Co-operative Society.The Auditor had shown the amount as

A.Due to Society

B.Due by Society

C.Contingency expense

D.Establishment expense

Ans:C

153.Kingston Cotton Mills case related with

A.Auditors duty

B.Auditors civil liability

C.Auditors criminal liability

D.None of these

Ans:A

154.By not providing any depreciation or providing less depreciation or providing more depreciation is an example of

A.Misappropriation of cash

B.Misappropriation of goods

C.Manipulation of accounts

D.All of these

Ans:C

155.Sometimes heavy expenditure is incurred,the advantages of which will be derived  in subsequent years is known as

A.Deferred Revenue Expenditure

B.Capital Expenditure

C.Revenue Expenditure

D.None of these

Ans:A

156.The authority to appoint Auditor for the audit of a Co-operative Society is

A.Director of Co-operative Audit

B.Government

C.President of the Concerned Society

D.Registrar of  Co-operative Society

Ans:A

157.The Trading Account is prepared to ascertain the

A.Net profit

B.Gross profit

C.Working results

D.None of these

Ans:B

158.The Summary of Defects is prepared in----------parts

A.2

B.3

C.4

D.None of these

Ans:A

159.Co-operative Audit is financial as well as

A.Cost audit

B.Administrative

C.Private

D.None of these

Ans:B

160.The value remaining after the working life of an asset is

A.Book value

B.Break-up value

C.Market value

D.None of these

Ans:B